Valley Insurance Program Joint Powers Agency (VIPJPA) is a partnership of three community colleges that was formed in order to address the challenges of traditional insurance. By pooling assets, members of VIPJPA jointly control their risks and pay their own claims rather than purchase primary insurance from carriers. However, VIPJPA does purchase excess coverage from carriers to cover catastrophic events. In order to help members control their risks and protect their assets, VIPJPA provides resources such as loss control and prevention services and a web-based training program to help keep employees and students safe.

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